Terms of Service
1. Platform Overview
Kisan Kosh is a blockchain-based platform that enables farmers to tokenize their warehouse receipts as NFTs and obtain loans against them. By using our platform, you agree to these terms and conditions.
2. Eligibility
- You must be a legitimate farmer or agricultural producer
- You must possess valid warehouse receipts (e-NWRs)
- You must have a compatible Aptos wallet
- You must comply with all applicable laws and regulations
3. Loan Terms
- Maximum loan amount: 60% of crop value
- Interest rate: 5% APR (subject to change)
- Collateral: Your warehouse receipt NFT will be locked
- Repayment: Full amount plus interest must be paid to unlock NFT
4. Risks and Disclaimers
Blockchain transactions are irreversible. Crop values may fluctuate. We are not responsible for market price changes, technical issues, or losses due to user error. Use the platform at your own risk.
5. Contact
For questions or support, please contact us through the Help section of our platform.